How to send money from Russia to Nigeria in minutes

If you've tried sending money from Russia to Nigeria in the last few years, you know the usual rails are broken. Russian cards don't work on international apps, and the remittance services that do operate charge up to 12% with a padded rate on top.

Payva works differently. You send rubles to our local receiving details — a regular Sberbank card or SBP transfer. We convert at the real market rate, and your recipient gets naira straight into their bank account or mobile-money wallet, usually within about 30 minutes.

The whole corridor runs through a stablecoin bridge on Bybit P2P. That's how we skip SWIFT entirely: rubles become digital dollars in Russia, and digital dollars become naira in Nigeria — all inside one continuous transfer you can watch live from deposit to payout.

What you see is what arrives. Every quote shows the live rate and our single transparent fee before you commit. There are no receiving fees on the other side and no spread hidden in the rate.

Every transfer comes with a public tracking link you can share with your recipient — they follow the money in real time, no account needed. When it lands, both of you can print an official receipt for banks, landlords, or visa applications.

It works both ways, too: naira to rubles at the same rate and speed, plus payouts in USDT or USDC if you'd rather keep the value in digital dollars.